Smart loan comparison for every borrower

Business

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

FICO score 660+ · Business at least 1 year old · Average monthly revenue $3,000+

Consolidation

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Minimum credit score 580 · US citizen or permanent resident · Verifiable income

Credit Builder

Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

Dave Checking account · Active bank account with income history · No credit check

Personal

Best for: This service is best for individuals with good credit looking to consolidate debt with fixed-rate personal loans ranging from $5,000 to $50,000.

Minimum credit score 640 · US citizen or permanent resident · Verifiable income

Student

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

US citizen or permanent resident · Employed or have an offer starting within 90 days · Bachelor degree or higher from eligible school

Best for: This lender is best for those needing emergency funds quickly without strict credit requirements.

No minimum credit score · Active bank account · Verifiable income

Auto

Best for: This lender is best for those with good credit looking for a reliable and quick auto loan solution.

US resident · Aged 18+ · Good credit

Mortgage

Best for: This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.

US citizen or permanent resident · Valid income documentation · Property in eligible state

Consolidation

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

Minimum credit score 680 · US citizen or permanent resident · Employed or have regular income

Credit Builder

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

Active bank account with regular income deposits · No credit check required · US resident

Personal

US citizen or permanent resident · Age 18+ · Valid SSN

Student

Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

US citizen or permanent resident (international students may apply with eligible cosigner) · Age 18+ · Valid SSN

Best for: This service is best for individuals needing fast cash for emergencies, with loans ranging from $50 to $3,000.

Active bank account · Verifiable income · Age 18+

Auto

Best for: This loan is best for US residents looking for quick approval and a low starting APR for car financing.

PenFed membership (open to all) · US resident · Aged 18+

Mortgage

Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

Homeowner with equity in property · Credit union membership required · Good credit history

Consolidation

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

Minimum credit score 600 · US citizen or permanent resident · Verifiable income

Personal

Best for: This service is best for those seeking interest-free payment options and a straightforward repayment process without hidden fees.

US resident · Age 18+ · Valid mobile phone number

Student

Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

US citizen or permanent resident · Enrolled at eligible school · Creditworthy cosigner may be required

Best for: Best for those needing immediate cash with flexible borrowing amounts between $100 and $5,000.

Active bank account · Verifiable income · Age 18+

Auto

US resident · Age 18+ · Valid SSN