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Smart loan comparison for every borrower

We compare rates, terms, and eligibility across dozens of lenders — so you can borrow with confidence. Independent reviews, no hidden fees.

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Auto

Hong Leong Finance Car Loan

APR

5.24–5.81%

Amount

S$20k–S$150k

Term

12–84 mo

Speed

Fast approval with dedicated specialist

Best for: Best for those looking for a straightforward car loan with quick approval and significant financing options.

Age 21+ · Singaporean, PR, or foreigner · Purchasing brand new vehicle

Auto

OCBC Car Loan

APR

2.48–3.5%

Amount

S$10k–S$200k

Term

12–84 mo

Speed

Within 1 business day

Best for: Best for Singapore citizens or PRs earning at least SGD 30,000 annually looking for a reliable car loan.

Singapore citizen or PR · Minimum age 21 · Minimum annual income SGD 30,000

Personal

UOB Personal Loan

APR

3.54–12.0%

Amount

S$5k–S$200k

Term

12–60 mo

Speed

Within 1 business day

Singapore citizen or PR or foreigner with EP · Age 21-65 · Min annual income SGD 30,000

Auto

UOB Car Loan: Flexible Financing for Your Vehicle

APR

2.78–3.88%

Amount

S$10k–S$500k

Term

12–84 mo

Speed

In-principle approval within 1 business day

Best for: Ideal for those seeking a straightforward loan with a quick approval process and additional perks like cashback on car purchases.

Singapore citizen or PR · Age 21+ · Min income S$30,000/year

Personal

OCBC Personal Loan

APR

3.99–12.0%

Amount

S$5k–S$250k

Term

12–60 mo

Speed

Within 1 business day

Singapore citizen or PR or foreigner with EP/SP · Age 21-65 · Min annual income SGD 30,000

Auto

DBS Car Loan

APR

2.78–3.5%

Amount

S$10k–S$200k

Term

12–84 mo

Speed

In-principle approval within 1 hour

Best for: Best suited for Singapore citizens or PRs with a stable income seeking a reliable car financing option.

Singapore citizen or PR · Minimum age 21 · Minimum annual income SGD 30,000

Auto

Maybank Car Loan

APR

5.24–5.81%

Amount

S$10k–S$150k

Term

12–84 mo

Speed

Quick digital application

Best for: It's best for Singaporeans seeking straightforward financing with manageable monthly payments.

Age 21+ · Singapore citizen, PR, or foreigner · Valid driving licence

Personal

Standard Chartered CashOne Personal Loan

APR

3.5–14.0%

Amount

S$5k–S$250k

Term

12–60 mo

Speed

Within 1 business day

Best for: This loan is best for individuals seeking a straightforward personal loan with a quick application process and flexible repayment terms.

Singapore citizen or PR or foreigner with EP · Age 21-65 · Min annual income SGD 30,000 (citizen/PR) or SGD 60,000 (foreigner)

Personal

DBS Personal Loan

APR

3.22–12.0%

Amount

S$3k–S$200k

Term

12–60 mo

Speed

Instant approval for existing customers

Best for: It's best for individuals seeking a personal loan with straightforward terms and quick approval times.

Singapore citizen or PR or foreigner with valid work pass · Age 21-65 · Min annual income SGD 30,000 (citizen/PR) or SGD 40,000 (foreigner)