We compare rates, terms, and eligibility across dozens of lenders — so you can borrow with confidence. Independent reviews, no hidden fees.
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10.0–17.0%
₹25k–₹500k
Best for: Tech-savvy buyers preferring digital loan experience.
Student
6.9–13.5%
₹50k–₹7.5M
12–180 mo
5-7 business days
Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.
Indian national · Admission to recognised institution in India or abroad · Parent/guardian as co-applicant
Personal
9.0–22.0%
₹50k–₹2.5M
12–60 mo
10 minutes
Best for: This loan is ideal for individuals needing fast access to funds for emergencies, weddings, or education without collateral requirements.
Indian citizen · Age 21-58 · Salaried with ₹18,000+/month
9.8–14.65%
₹20k–₹300k
Best for: Budget-conscious buyers who want the lowest possible interest rate.
Student
7.25–10.1%
₹100k
12–180 mo
5-10 business days
Best for: Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.
Indian national · Admission to recognised institution · Parent/guardian as co-borrower
Personal
10.49–24.0%
₹20k–₹4M
6–60 mo
Same day
Best for: This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.
Indian citizen · Age 21-58 · Minimum salary ₹20,000/month
11.0–19.0%
₹15k–₹300k
Best for: Hero brand buyers wanting instant dealership financing.
Student
10.5–13.5%
₹100k–₹5M
12–180 mo
3-5 business days
Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.
Indian national aged 16-35 · Admission to recognised institution · Co-applicant (parent/guardian) required
Personal
10.49–22.0%
₹50k–₹4M
12–60 mo
Same day
Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.
Indian citizen · Age 21-60 · Minimum salary ₹15,000/month
Auto
8.15%
₹100k–₹2.5M
12–84 mo
Loan disbursal in as little as 30 minutes
Best for: It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.
Salaried or self-employed applicant · Minimum age 21 · Minimum income ₹3 lakh per annum
Student
6.9–9.9%
₹100k–₹5M
12–180 mo
15 business days
Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.
Indian national · Admission to recognised institution in India or abroad · Parent/guardian as co-borrower
Personal
10.0–15.65%
₹50k–₹2M
12–72 mo
1-2 business days
Best for: This loan is best for individuals seeking flexible financing options with a reliable institution.
Indian citizen · Age 21-58 · Salaried or self-employed
Auto
8.75–12.5%
₹100k
12–84 mo
Best for: Salaried individuals or self-employed professionals with a stable income looking to finance a vehicle purchase up to ₹1 crore.
Indian resident · Salaried or self-employed · Age 21-70
Student
6.85–11.6%
₹100k–₹5M
12–180 mo
7-14 business days
Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.
Resident Indian · Admission through entrance test or merit-based selection · Parent/guardian as joint borrower
Personal
10.5–24.0%
₹75k–₹3.5M
12–72 mo
Same day
Best for: Salaried individuals earning over ₹25,000 per month who seek substantial personal loans.
Indian citizen · Age 22-58 · Salaried with ₹25,000+/month
Auto
8.9–9.85%
₹100k
12–84 mo
Quick disbursement after approval
Best for: Individuals with a stable income above ₹3 lakh annually who want to finance a new vehicle purchase.
Aged 21 to 70 · Net annual income at least ₹3 lakh · Regular income and credit assessment
Student
6.85–11.25%
₹100k
12–180 mo
7-10 business days
Best for: Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.
Indian citizen · Admission to recognised institution · Parent/guardian as co-borrower
Personal
9.99–21.0%
₹50k–₹5M
12–60 mo
Same day
Best for: This loan is best for individuals with a high credit score looking for substantial amounts quickly, especially pre-approved customers.
Indian citizen · Age 21-60 · Salaried or self-employed
9.5–16.5%
₹25k–₹500k
Best for: Existing HDFC Bank customers wanting quick approval.
Student
8.5–13.0%
₹100k
12–144 mo
3-7 business days
Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.
Indian national · Admission to recognised institution in India or abroad · Co-applicant required
Explore top personal loan options with rates starting at 9.0% and find the best fit for your financial needs. Discover key differences in terms and fees.
Discover the top car finance options with APRs starting at 8.15% and learn which lender is best for your situation.