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Personal

Avant Money Personal Loan

APR

6.1–19.9%

Amount

€5k–€75k

Term

12–120 mo

Speed

Apply online, approval subject to review

Best for: This loan is best for those needing a significant amount of funding, with loans ranging from €5,000 to €75,000.

Age 18+ · Resident in Republic of Ireland · Subject to lending criteria

Personal

AIB Personal Loan

APR

8.65–8.95%

Amount

€1k–€75k

Term

12–60 mo

Speed

Decision within 3 hours for online applications

Best for: This loan is ideal for individuals with a strong credit profile looking to finance personal projects or investments, especially those interested in green initiatives.

Age 18+ · Republic of Ireland resident · AIB current account for online applications

Personal

Credit Union Personal Loans in Ireland

APR

8.0–12.68%

Amount

€1k–€75k

Term

12–120 mo

Speed

Varies by credit union, many offer quick approval

Best for: These loans are best for individuals seeking a personal loan with lower APR rates and a community-oriented approach to lending.

Credit union membership required · Republic of Ireland resident · Loan interest rebate available at year-end

Personal

Revolut Personal Loan

APR

6.5–12.99%

Amount

€2k–€30k

Term

12–60 mo

Speed

Apply in-app, quick decision

Best for: Best for those who prefer a digital-first approach and need a flexible repayment option.

Republic of Ireland resident · Age 18+ · Revolut account required

Personal

Bank of Ireland Personal Loan

APR

7.1–8.9%

Amount

€2k–€75k

Term

12–60 mo

Speed

Online applications in about 15 minutes for existing customers

Best for: This loan is best for borrowers looking for a quick application process and the ability to borrow significant sums without needing savings.

Age 18+ · Resident in the Republic of Ireland · Existing Bank of Ireland current account required for online application

Personal

PTSB Personal Loan

APR

6.2–8.8%

Amount

€1.5k–€75k

Term

12–60 mo

Speed

Approval in minutes online or in-app

Best for: This loan is best for individuals in Ireland looking to finance personal projects or consolidate debt with amounts up to €75,000.

Age 18+ · Republic of Ireland resident · PTSB current account required for drawdown

Personal

An Post Personal Loan

APR

6.9–19.9%

Amount

€5k–€75k

Term

12–84 mo

Speed

Apply online

Best for: Ideal for customers seeking a straightforward personal loan with fixed rates for various purposes, from home improvements to personal expenses.

Republic of Ireland resident · Subject to lending criteria and credit history

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