We compare rates, terms, and eligibility across dozens of lenders — so you can borrow with confidence. Independent reviews, no hidden fees.
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Credit Builder
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Best for: People with poor or thin credit files who want to rebuild their score through regular, affordable repayments.
6.9–19.9%
£500–£25k
12–60 mo
Best for: These loans are best for existing Asda Money customers looking for preferential rates and those with a good credit score seeking amounts between £1,000 and £25,000.
18+ · UK resident · Comparison service via ClearScore
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Best for: Landlords wanting a specialist BTL lender with the backing of a major financial group (OSB)
Business
18.0–49.9%
£1k–£500k
1–24 mo
Best for: These loans are best for businesses looking for quick access to funds without lengthy application processes and those that prefer a revenue-based assessment.
UK-based business · Limited company or LLP · Soft search available
Auto
5.9–24.9%
£4k–£75k
12–60 mo
Same day decision
Best for: This is ideal for UK residents aged 18 and above who are looking for flexible car financing options and can meet the credit requirements.
UK resident · Aged 18+ · Valid driving licence
Short-Term
99.9–1333.0%
£50–£1.5k
3–6 mo
Minutes
Best for: Individuals with low credit scores in urgent need of cash, such as unexpected expenses or emergencies.
18+ · UK resident · Regular income
3.9–29.9%
£1k–£50k
Best for: Borrowers with good credit who need to consolidate substantial debts at a competitive rate from a trusted high-street bank.
Credit Builder
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Best for: Anyone starting from scratch or rebuilding credit who wants to build savings at the same time.
Personal
7.9–45.9%
£1k–£25k
12–60 mo
Same day
Best for: Individuals with a stable income who need a personal loan of up to £40,000 for immediate expenses.
18+ · UK resident · Soft search available
9.69–13.1%
£10k–£250k
36–360 mo
As little as 3 days
Best for: Homeowners with varying credit histories who need funds for debt consolidation or home improvements.
UK homeowner · Employed, self-employed, pension or benefit income considered · Affordability assessment
Business
6.9–29.9%
£10k–£500k
72–72 mo
Best for: It's ideal for small to medium-sized enterprises seeking funding between £10,000 and £500,000, especially those needing a fast decision.
UK-based business · Limited company or LLP · Soft search available
Auto
12.9–69.9%
£3k–£25k
24–60 mo
Same day decision
Best for: Best suited for individuals with CCJs, defaults, or low credit scores seeking a straightforward hire purchase agreement.
UK resident · Age 18+ · Valid UK driving licence
3.9–29.9%
£1k–£50k
Best for: Borrowers looking for a trusted high-street name with competitive rates and the ability to consolidate large amounts of debt.
Credit Builder
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Best for: Renters who want to turn their existing rent payments into credit-building activity without any lifestyle changes.
Personal
5.5–19.9%
£1k–£50k
12–60 mo
Minutes
Best for: Individuals with good credit scores looking for a personal loan for various purposes, including holidays or home improvements.
UK resident · 18+ · Regular income
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Best for: Landlords wanting a fast, fully digital BTL mortgage process from a proven specialist
Auto
4.9–19.9%
£4k–£100k
12–60 mo
Same day via dealer
Best for: It's ideal for UK residents seeking flexible car finance options with quick dealership approvals.
UK resident · Aged 18+ · Regular income
3.3–21.9%
£1k–£30k
Best for: HSBC customers who want a straightforward consolidation loan with longer repayment terms and free overpayments.
Personal
6.9–19.9%
£1k–£25k
12–60 mo
Best for: This loan is best for individuals with a strong credit history looking to borrow between £1,000 and £25,000 over a period of 12 to 60 months.
18+ · UK resident · Existing Danske Bank customer
Mortgage
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Best for: Landlords needing renovation finance with fast turnaround.
Bamboo offers loans up to £8,000 with a 69.9% max APR. Ideal for those with impaired credit who need quick approval.
Explore mortgage options with rates as low as 4.19% and flexible terms this September. Find the right fit for your home financing needs.