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Smart loan comparison for every borrower

We compare rates, terms, and eligibility across dozens of lenders — so you can borrow with confidence. Independent reviews, no hidden fees.

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Personal

ANZ Personal Loan

APR

7.49–19.99%

Amount

A$5k–A$75k

Term

12–84 mo

Speed

Apply online

Best for: Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.

Australian citizen or permanent resident · 18 years or older · Regular income

Auto

NAB Secured Car Loan

APR

6.74–13.54%

Amount

A$10k–A$100k

Term

12–84 mo

Speed

Same day approval with funds within one business day after agreement

Best for: This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.

Australian sole borrower · Direct debit repayments · Vehicle used as security

Personal

Westpac Personal Loan

APR

7.0–21.99%

Amount

A$4k–A$50k

Term

12–84 mo

Speed

Same day for eligible customers

Best for: This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.

Australian citizen or permanent resident · 18 years or older · Regular income

Auto

Plenti Secured Car Loan

APR

7.49%

Amount

A$5k–A$75k

Term

36–84 mo

Speed

Personalised rate in as little as 60 seconds; average settlement about 24 hours

Best for: This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.

Australian resident · Credit assessment required · Vehicle used as security for secured loan

Personal

Harmoney Personal Loan

APR

5.76–24.03%

Amount

A$2k–A$70k

Term

24–84 mo

Speed

Fast online approval, funds within 24 hours

Best for: This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.

Australian citizen or permanent resident · 18 years or older · Regular income

Auto

Westpac Car Loan

APR

6.49–12.99%

Amount

A$5k–A$100k

Term

12–84 mo

Best for: This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.

Australian resident or citizen · Regular income · Age 18+

Personal

Plenti Personal Loan

APR

6.17–24.09%

Amount

A$2k–A$75k

Term

12–84 mo

Speed

Funds in as little as 24 hours from approval

Best for: This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.

Australian citizen or permanent resident · 18 years or older · Regular income

Auto

CommBank Secured Car Loan

APR

6.79–10.79%

Amount

A$4k–A$120k

Term

12–84 mo

Best for: This loan is ideal for Australian residents seeking a vehicle loan with fixed rates and the added benefit of discounts for eco-friendly cars.

Australian resident · Regular income · Age 18+

Personal

Liberty Financial Personal Loan

APR

5.67–24.99%

Amount

A$3k–A$80k

Term

36–84 mo

Speed

Get personalised rate in minutes

Best for: This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.

Australian citizen or permanent resident · 18 years or older · Employed with minimum $20,000 p.a. income

Personal

Commonwealth Bank Personal Loan

APR

7.25–22.25%

Amount

A$4k–A$50k

Term

12–84 mo

Speed

Same day for eligible customers

Best for: This loan is best for those with a strong credit history looking for a reliable lender with established customer service.

Australian citizen or permanent resident · Regular income · Good credit history for lowest rates

Personal

ING Personal Loan

APR

6.19–19.99%

Amount

A$5k–A$60k

Term

12–84 mo

Speed

Same day for eligible customers

Australian citizen or permanent resident · 18 years or older · Regular income

Personal

NAB Personal Loan

APR

7.5–12.99%

Amount

A$5k–A$55k

Term

12–84 mo

Speed

Apply online

Best for: This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.

Australian citizen or permanent resident · 18 years or older · Regular income